Auto Insurance in Utah (UT)

In 2004 alone, Utah lost 296 people from car accidents. While protecting yourself and loved ones from dangers on the road is impossible, you can make sure to be covered by a solid car insurance policy backed by a reputable provider.

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Required Auto Insurance Coverage in Utah

Utah requires its drivers to purchase a minimum of bodily injury and property damage in the form of a split limit insurance policy or a single limit insurance policy. If you choose a split limit policy, you will need at least the following amounts of auto insurance:

$25,000 in bodily injury coverage per person
$50,000 for everyone hurt in each accident
$15,000 worth of coverage for property damage per accident

Should you choose a single limit insurance policy, you will need at least $60,000 worth of coverage for all damages incurred during an accident.

Either way, you will need to purchase personal injury protection. No matter who caused the accident, this insurance policy will cover the following:

Medical costs of up to $3000
Funeral costs of up to $1500
Compensation for death in the amount of either $3000 total, $250 per week, or 85 percent of wages lost for a year
Another $20 is offered every day to cover household expenses

An injured person can only sue the other driver for coverage if his or her medical bills exceed $3000, or if the injury results in death or dismemberment.

Remember that these are minimum requirements. Insurance agents will suggest that you purchase as much as you can afford to safeguard your family and your assets should you get into an accident and require medical or legal expenses.

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Auto Insurance Companies in Utah

Utah loses more than $1.5 billion because of car accidents every year. To combat these costs and educate its residents, Utah has an annual highway safety budget of more than $3.1 million for programs. However, despite these measures taken by the state, individuals must still protect themselves from potential financial issues by purchasing sufficient auto insurance. The following companies provide auto insurance to Utah citizens:

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For more information on auto insurance laws and regulations in Utah:

Department of Auto Insurance and DMV for Utah
Administrative Office
210 North 1950 West
Salt Lake City, Utah 84134
http://dmv.utah.gov/

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.