Auto Insurance in Texas (TX)
Texas lost 3583 people to car accidents in 2004. Unfortunately, even the best drivers are unable to protect themselves and their families from all perils on the road. However, you can make sure to be covered with a car insurance policy backed by a dependable provider.
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Required Auto Insurance Coverage in Texas (TX)
Texas requires its drivers to purchase a minimum amount of car insurance coverage in the case that a car accident occurs. The minimums of auto insurance needed is as follows:
- $20,000 per injured person for bodily injury coverage
- $40,000 for everyone hurt in any accident
- $15,000 per accident for property damage coverage
You should also keep in mind that these limits are state-mandated minimums. If you own a house or other financial assets, most insurance professionals will recommend buying insurance coverage at significantly higher limits to protect your and your family in the event of a serious accident or a lawsuit.
Auto Insurance Companies in Texas
Texas pays more than $19.7 billion for auto accidents every year. In an effort to combat these costs, Texas implemented an annual budget of over $26.9 million for education and enforcement purposes. Despite these measures taken by the state, individuals still must take the necessary individual precautions to protect themselves financially. The following companies provide auto insurance to Texans:
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Contact the Texas Department of Auto Insurance and DMV
For more information regarding auto insurance requirements in Texas, you can contact the Department of Auto Insurance and DMV at:
Texas Department of Transportation
Vehicle Titles and Registration Division
Austin, Texas 78779-0001
Phone: (512) 465-7611
www.dot.state.tx.us/
*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.
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