Auto Insurance in Tennessee (TN)

In 2004, Tennessee suffered more than 1280 fatalities due to car accidents alone. Dangers on the road are a part of driving. Though it's impossible to protect yourself and your family from all possible hazards on the road, it is possible be adequately covered with a comprehensive auto insurance policy backed by a reputable provider.

Auto Insurance Requirements in Tennessee (TN)

Tennessee requires its drivers to be insured by a split limit policy or a single limit policy. If you choose a split limit policy, you will need a minimum of the following:

• $25,000 of medical and bodily injury coverage per person
• $50,000 per accident
• $10,000 of property damage coverage

Choose a single limit policy and you will need coverage of $60,000 for all damages, to person or property, for each accident. And keep in mind that most insurers suggest that drivers buy more than the minimum types and levels of coverage to protect themselves financially in the case of an accident. You will want to carefully consider your family’s assets when you determine how much insurance to buy. 

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Auto Insurance Providers in Tennessee (TN)

Auto accidents on Tennessee roads and highways cost taxpayers more than $4.6 billion every year. However, in an effort to mitigate these costs, Tennessee has an annual budget of more than $18 million dedicated to such laws and programs.  Despite these measures taken by the state, it is still important for Tennesseans to get adequate car insurance.  The following companies provide car insurance to Tennessee citizens:

• Guide One Insurance
• GMAC Insurance
• Nationwide Insurance
• Amica Insurance
• Allstate Insurance
• Sentry Insurance
• State Farm Insurance
• AIG Insurance
• MetLife Insurance
• Mendota Insurance
• Shelter Insurance

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Get More Information About Auto Insurance in Tennessee at:

Department of Auto Insurance and DMV for Tennessee
Tennessee Department of Safety
1150 Foster Avenue
Nashville, Tennessee 37249
http://www.state.tn.us/safety/

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.