Auto Insurance in Nevada (NV)

What Affects Auto Insurance Rates in Nevada?

Did you know that there were 395 fatalities caused by car accidents in 2004 on the roads and highways of Nevada? Of these accidents…

50 percent were caused by drivers under the influence
25 percent occurred at intersections
34 percent were caused by reckless speeding
77 of these fatalities were pedestrians and bicyclists who were hit by vehicles

This number is up 7 percent from 2003 when there were 368 fatalities caused by car accidents in Nevada. Though we can't protect our loved ones from everything, we can make sure that they have a comprehensive car insurance policy backing them up.

Find affordable Nevada auto insurance rates online today! >>

Required Auto Insurance in Nevada (NV)

Nevada requires its drivers to purchase a minimum amount of car insurance coverage. These amounts are as follows:

$25,000 in bodily injury coverage
$50,000 for everyone hurt in the incident
$25,000 worth of property damage coverage
Uninsured and underinsured motorist coverage that equals the amounts of bodily injury coverage purchased

We can't emphasize enough that these are just the bare minimum limits for auto insurance coverage. Chances are that you will need more liability insurance because accidents usually cost more than the minimums. You don't want to have to pay out-of=pocket for repairs and medical expenses if they can be covered through less expensive auto insurance. You should also consider purchasing collision and comprehensive coverage

Auto Insurance Discounts for Nevada (NV) citizens

Car accidents cost Nevada residents more than $1.873 billion annually. To combat these costs, Nevada's government invests more than $2,538,000 every year in the following programs:

Section 154 Open Container Transfer
Section 164 Repeat Offender Transfer
Section 157 Safety Belt Use Incentive
Section 2003b Child Occupant Protection Education
Section 157 Safety Belt Use Innovative
Section 163 .08 Blood Alcohol Concentration (BAC)
Section 405 Occupant Protection
Section 410 Impaired Driving

Speak to your insurance agent about these programs and see what discounts apply directly to you. You can lower auto insurance premiums by taking a safe driving course too!

Companies Providing Auto Insurance in Nevada (NV)

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Get More Auto Insurance Information for Nevada (NV)

For more information regarding auto insurance coverage requirements, please contact the state department of motor vehicles at:

555 Wright Way
Carson City, NV 89711-0400
Las Vegas: (702) 486-4368 options 4, 5
Reno/Carson City: (775) 684-4368 option 6
Rural Nevada: (Toll Free) (877) 368-7828 option 6
TDD for the hearing impaired: (775) 684-4904
www.dmvnv.com

Nevada auto insurance information current as of October 2006.

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.