Auto Insurance in Montana (MT)
Preventing car accidents is impossible; in 2004 alone, Montana residents suffered 1130 fatalities due to auto accidents. These accidents cost the people of Montana about half a billion dollars every year. While there's no way to guarantee the safety of you and your family while on the road, with adequate auto insurance, you and your family will be financially covered if the worst happens.
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Required Auto Insurance Coverage in Montana (MT)
Montana requires that every driver have minimum coverage of the following amounts:
- $25,000 per person in an accident
- $50,000 for all persons injured in any one accident.
- $10,000 for the property damage of those in the other car
These are the bare minimum requirements. You should consider purchasing as much as you can afford to safeguard you, your family, and your vehicle should you get into a costly accident. Accidents usually cost more than the minimum limits; the remaining expenses will have to be paid out-of-pocket, which can cost a lot! The market value of your car, the cost to repair your vehicle, and your financial assets are some factors that will determine how much coverage you should purchase.
Auto Insurance Providers in Montana (MT)
While Montana spends a high budget to help insure safety on its roads (in 2004, the total spent was almost 8 million dollars), it is still important to get proper individual auto insurance coverage. The following insurance companies provide auto insurance to Montana citizens:
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Get More Auto Insurance Information on Montana
If you have any questions or would like further information, please contact the Department of Auto Insurance and DMV of Montana at:
Motor Vehicle Division
Department of Justice
Scott Hart Building, Second Floor
303 North Roberts
P.O. Box 201430
Helena, MT 59620-1430
www.doj.state.mt.us
*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.
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