Auto Insurance in Missouri (MO)

In 2004, Missourians lost 1130 friends and family members to car accidents. Of these fatal accidents:

41 % involved alcohol
64 % were related to roadway departures
16 % occurred in an intersection
14 % involved large trucks
42 % were direct results of speeding
91 of those victimized by car accidents were pedestrians and bicyclists
Fatalities dropped 8 percent in 2004 from 1232 in 2003

It is impossible to prevent auto accidents, but a good car insurance policy backed by a dependable provider can offer you some protection against the financial burdens of these unfortunate events.

Request your free Missouri auto insurance quote now! >>

Auto Insurance Requirements in Missouri (MO)

Missouri requires that it drivers purchase at least the following amount of insurance:

$25,000 per person injured in an accident
$50,000 for all who are injured per accident
$10,000 for property damage coverage

Keep in mind that these are the minimum requirements. Insurance professionals will recommend that you purchase adequate insurance to cover your expenses and financial losses should you get into a costly auto accident. This amount will depend on factors including the market value of your vehicle, the cost of repairing your vehicle, and your financial assets. Your insurance agent will be able to walk you through the coverage amounts that best fit your needs and your budget.

Missouri Highway Safety Programs (MO)

Car accidents cost Missourians more than $4.7 billion every year. In an effort to save taxpayers from these costs, Missouri has a budget for highway safety programs that totals more than $19,825,000. Some of the education and enforcement efforts funded include:

Section 402 formula
Section 154 Open Container Transfer
Section 164 Repeat Offender Transfer
Section 157 Safety Belt Use Incentive
Section 2003b Child Occupant Protection Education
Section 157 Safety Belt Use Innovative
Section 411 Data funds
Section 163 .08 Blood Alcohol Concentration (BAC)
Section 405 Occupant Protection
Section 410 Impaired Driving

Find your best auto insurance rates with an online quote here >>

Auto Insurance Providers in Missouri (MO)

The following companies currently provide auto insurance to drivers in Missouri:

Get a quote and compare auto insurance rates >>

Get More Auto Insurance Information for Missouri

For more information regarding coverage requirements and other auto insurance related inquiries, contact the Department of Auto Insurance and DMV for Missouri at:

Harry S Truman State Office Building
301 West High Street
Jefferson City, MO 65101
Phone: (573) 751-4450
www.dor.mo.gov

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.