Auto Insurance in Maine (ME)

Maine residents enjoy some of the lowest rates for car insurance in the country, due in part to having the lowest number of uninsured drivers in the nation—only 4 percent, compared to a national average of about 14 percent.

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Auto Insurance Requirements in Maine (ME)

The law in Maine mandates that all vehicle owners carry the following car insurance:

$50,000 of liability coverage for bodily injury for one person
$100,000 of liability coverage for bodily injury for per accident
$25,000 in property damage coverage.
Motorists in Maine have the option of combining their liability coverage into a single limit of $125,000.
To satisfy the requirement for uninsured motorist protection, you must be insured for at least $50,000 per person and $100,000 per accident
$1,000 of medical payments coverage

If you are buying car insurance, it’s a good idea to remember that these are only minimums. Most insurers recommend buying coverage at higher limits as well as other types of insurance coverage. If you drive in Maine, you will want to make sure that your family’s financial well-being is protected.

Auto Insurance Discounts in Maine (ME)

Maine drivers are eligible for discounts for the following:

Drivers age 55 and older who take a state-approved defensive driving course are eligible by law to receive a discount on their auto insurance premiums.
High school and college students with good grades and owners of vehicles equipped with antitheft and safety devices such as antilock brakes may also receive discounts on their rates.

As discounts differ by insurance company, make sure to talk to your insurance agent about the discounts that are applicable to you.

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Auto Insurance Providers in Maine (ME)

Companies offering car insurance in Maine include:

Get More Information on Auto Insurance in Maine (ME)

For more information on coverage requirements and other insurance-related inquiries, visit the state’s department of motor vehicles at:

Bureau of Motor Vehicles
M.F. Chip Gavin, Deputy Secretary of State
29 State House Station
Augusta, Maine 04333
www.maine.gov/sos/bmv

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.