Auto Insurance in Kansas (KS)

Thanks in part to a low-density population, Kansas consistently ranks as one of the least expensive states for car insurance. However, the state’s Department of Insurance says that about ten percent of drivers don’t carry car insurance, which can help drive rates up. What you end up paying as a driver in Kansas partially depends on how much you drive your car, what type of car you own, and the amount of car insurance coverage you purchase.

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Auto Insurance Requirements in Kansas (KS)

Kansas law requires all drivers to carry the following minimum amounts of auto insurance:

• $25,000 per person of bodily injury liability coverage
• $50,000 per acciden of bodily injury liability coverage
• $10,000 of property damage coverage
• $4500 of personal injury protection coverage
• $25,000 per person and $50,000 per accident of uninsured/underinsured motorist protection

Motorcycle owners may reject uninsured/underinsured motorist coverage if they do so in writing. Keep in mind that these are minimum amounts required by law. Your insurance company will probably recommend you buy higher levels of coverage based on your family’s financial situation and assets to make sure they are protected. After all, you don't want to have to pay out-of-pocket if you were to get into a costly accident.

Auto Insurance Discounts in Kansas (KS)

Kansas drivers may be eligible for discounts for the following:

• Carpooling
• Owning a vehicle equipped with safety devices, such as antilock brakes and airbags
• Having student in your household who attends a school that is more than 100 miles from your home,
• Being a High school and full-time college student under the age of
• Owning a hybrid car

The discounts available will depend on the auto insurance company. Make sure to speak to your insurance agent for more details regarding the discounts that pertain to you and your situation.

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Auto Insurance Providers in Kansas (KS)

The following companies offer auto insurance in Kansas:

• AAA
• AIG
• Allstate
• American Family Insurance
• Amica
• Chubb
• Comparison Market
• Electric Insurance
• Farmers
• Insurance.com
• GMAC Insurance Online
• Horace Mann
• Mercury
• MetLife Auto
• Prudential
• Safeco
• Travelers Insurance

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Get More Information on Auto Insurance in Kansas (KS)

In Kansas, vehicle and driver’s services are handled by the Kansas Department of Revenue. You can contact them at:

Docking State Office Building
915 SW Harrison,
Topeka, KS 66612-1500
www.ksrevenue.org

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.