Auto Insurance in Iowa (IA)

Iowa is one of the safest states for drivers. One survey found that Iowans were the third most knowledgeable drivers in the country. Furthermore, car insurance rates are consistently around the lowest among all the states, thanks in part to its many rural roads and low population density. As a driver in Iowa, your rate can also be affected by factors such as whether you have been in many accidents and what kind of car you own.

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Auto Insurance Requirements in Iowa (IA)

Iowa is a tort state, which means that drivers are required to carry insurance to cover damages for which they are at fault. All Iowa drivers must carry at least the following amounts of auto insurance:

• $20,000 of bodily injury coverage per person
• $40,000 per accident
• $15,000 of property damage liability

If you are buying car insurance, it’s a good idea to remember that these are only minimums. Most insurers recommend buying coverage at higher limits as well as other types of insurance coverage. If you drive in Iowa, you will want to make sure that your family’s financial well-being is protected.

Auto Insurance Discounts in Iowa (IA)

If you own a hybrid car, some insurance companies may offer you a discount on your car insurance premiums. You may also qualify for a discount if you are a mature driver, complete a state-authorized defensive driving course, or have a car equipped with antitheft devices.

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Auto Insurance Providers in Iowa (IA)

The following companies offer car insurance in Iowa:

• AAA
• AIG
• Allstate
• American Family Insurance
• Amica
• Chubb
• Comparison Market
• Electric Insurance
• Farmers
• Insurance.com
• GMAC Insurance Online
• Horace Mann
• MetLife Auto
• Nationwide
• Prudential
• Safeco
• State Farm
• Travelers Insurance

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Get More Information on Auto Insurance in Iowa (IA)

The Iowa Motor Vehicle Division office is located at:

Park Fair Mall, 100 Euclid Ave.
Des Moines, IA 50306-9204
www.dot.state.ia.us/mvd

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.