Additional Coverage Options: Towing Labor Costs

No matter how comprehensive your auto insurance coverage is, most plans do not cover your vehicle for towing and labor expenses should your vehicle break down and require servicing.  If your car breaks down away from home, you will need to have it towed to a repair shop, which can be expensive. That's why it's a good idea to purchase auto insurance coverage that includes towing and labor costs.  Many auto insurance companies offer this additional coverage as an optional supplement to your existing auto insurance plan.

Get affordable car insurance rates online today >>

Towing and Labor Costs Coverage Services

Optional towing and labor costs coverage might differ slightly from one auto insurance company to the next, but in general this coverage may provide the following:

• Roadside assistance when needed
• Towing to a nearby auto repair shop
• Coverage of the cost of labor performed on your vehicle at the place where it became disabled
• Services to jump start a dead battery
• Locksmith services when you’ve become locked out of your vehicle

Some auto insurance companies have an approved list of repair shops where your vehicle must be serviced for the costs of labor to be covered.  In some cases, the repair shop will even bill the insurance company directly so you don’t have to worry about anything.  Additionally, the work that is performed on your vehicle, including parts, will likely be covered against future breakdowns.  So if your vehicle became disabled because a fuel pump broke, but the replacement pump also breaks, that would be covered by the towing and labor costs coverage as well.

Request an online auto insurance quote and save >>

*Auto Insurance Options is a free information resource that provides content on auto insurance products and policies for informational purposes only, but is not an agency or insurer. Products and policies may not be available in all states.